Both DH and I have term life insurance at the moment. I admit, I know nothing about life insurance. I didn't even know there were different kinds of life insurance. It was DH who did the research. We got several
term life insurance quotes from different companies and got what he thought was the best one. After all, he was the one who was insistent we each got one. I suppose it's the sense of responsibility in him, being the head of the household. I'm actually glad that we had gotten the insurance a few years ago. The younger you are, the less premium you're charged. I know of a family whose father tried to get insurance but kept getting denied because he was already at risk for high blood pressure when he was applying for it. Even if he wanted to, he could not get any insurance. Tsk...tsk...tsk...
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