It's that time of the year again to pay the annual premiums for our respective
term life insurance. DH and I both have one. Actually, I have one. DH has 2. We bought them several years ago. I did not think I needed one but DH insisted we get one for myself too. I'm glad we did. Back when we bought them, we only had DS. Now, we have 4 children. If something should happen to me...to us...I'm glad that at least there will be some amount for the kids. It might seem awkward to think of these things, but we have to be responsible and have foresight too.
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